Saturday, October 5, 2019
Reflection paper Essay Example | Topics and Well Written Essays - 500 words - 47
Reflection paper - Essay Example a tourism manager in the future, I can devise better means and/or give travellers gadgets in which they can record their travelling experiences including taking photos and recording videos. The conversation presented in this article reflects to my personal travelling experiences, which can be used to formulate tourism management strategies in future. Heat-Moon ascertains that the American topography is diverse and thus travellers should try and visit the various types of American landscapes. Caputo adds that travelling in America is best experience, compared to other countries (Caputo and Heart-Moon, 2013). In the past two years, I have travelled across many parts of the country and I have seen that America is gifted with a wide range of landscapes. The deserts in New Mexico and mountains in Arizona are incredibly unique and outstanding, compared to other parts of the world. As you travel, you will meet different people who will change your worldviews and perspectives. As Caputo recounts, I can argue that that travelling in America exposes you to different types of ââ¬Å"social landscapes.â⬠The conversation brings forth the aspect of different characteristics of a tourist and a traveller. When you plan to visit places as a tourist, you often use the main roads and superhighways, as Caputo recounts (Caputo and Heart-Moon, 2013). His colleague adds that a tourist will never use the back roads like the travellers. In the past, my personal travels were not that enjoyable because most of the times we used the main roads. However, when I changed my travel plans and became a traveller, I enjoyed the diverse American landscapes and people. Therefore, itââ¬â¢s much better to become a traveller rather than a tourist who is always on time budgets and visits specific places. Keeping record helps in deepening the experiences when you share them with your friends and family. Based on the conversation and my personal travelling experience, I can advise tourism managers with means
Friday, October 4, 2019
HUMAN RESOURCE Essay Example | Topics and Well Written Essays - 2250 words
HUMAN RESOURCE - Essay Example In this paper we would understand the nature and the role of the learners or the employees in the process of training of the employees. We would undertake the study of the different learning theories and the learning styles of the individuals. Further we undertake the study of the planning and the designing procedures of the training and the development programs. We undertake case studies to evaluate the design of the training programs undertaken in different organizations. We also evaluate the purpose of the evaluation of the programs; finally the study of the initiatives provided by the government in the training of the employees is undertaken. Teaching or development and learning are interactive and two way processes. People are different from each other and have different styles or methods of learning. Teaching is a process of intervening in the learning habits so as to help in the learning procedure. The HRD team aims at involving the employees in new experiences and opportunities. There are different theories that have been developed for the learning styles and the procedures of the subject. Each theory has a different approach to the procedure of learning. Under this section we undertake the study of the learning theories developed by Honey and Mumford (1982) and Kolb (1979) to analyze the different learning styles. Honey and Mumford (1982): Honey and Mumford undertook studies to develop a learning style questionnaire (LSQ), this questionnaire helps in understanding the preferred learning style of a individual. The study of Honey and Mumford (1982) divide the learners and classify them into four different sub groups. The questionnaire developed by them helps the identification and the classification of the individual into the sub group. The groups have been classified according to the traits, environments and the participation of the individuals in the learning procedure. The
Thursday, October 3, 2019
English Banking Law Essay Example for Free
English Banking Law Essay INTRODUCTION: There are three types of cheque frauds exists in UK viz. forged, counterfeit and fraudulently altered cheque fraud. In 2005, the cheque fraud in U.K was estimated about à £ 40.3 million ââ¬â a 13% decrease from the 2004 total of à £ 46.2 million. The earlier year figures also revealed a steady increase totaling à £ 36million in 2002 and à £ 45million in 2003.In U.K during 2005, counterfeit cheque fraud was estimated at à £ 3.23m, forged cheques fraud was estimated at à £ 30.9 m in 2005 and fraudulently altered cheque fraud was estimated at à £ 6.2 millions. SOURCE: FRAUD FACTS -2006 APACS- UK This paper studies the various protections available to banks and customers when using cheques as opposed to cards, as method of payment. PROTECTION AVAILABLE TO CHEQUE PAYMENTS UNDER BILL OF EXCHANGE ACT, 1882, UK (BEA) AND CHEQUES ACT 1957 Under Bill of Exchange Act, 1882, under section 81 A, a non-transferable cheques has been defined as followsâ⬠à ââ¬Å"81 A (1). Where as cheques is crossed and bears across its face the words ââ¬Ëaccount payeeââ¬â¢ or a/c either with or without the word ââ¬Ëonlyââ¬â¢, the cheques shall not be transferable but shall only be valid as between the parties thereto. (2) A banker is not to be treated for the purpose of section 80 above as having been negligent by reasons only of his failure to concern himself with any purported endorsement of a cheque which under subsection (1) above or otherwise is not transferable. (Cheques Act, 1992). One risk associated with the cheques bearing forged or unauthorized endorsementsââ¬â¢. However protection is available under the English Bills of exchange Act, (BEA, or the Act). Under BEA, a legitimate holder of a cheques payable to bearer attain a good title to the instrument overcoming thereby any adverse claim of ownership that might have been hold good against his predecessor. Accordingly, the payment by the drawee bank to those acquirers discharges the cheques as well as the drawerââ¬â¢s engagement thereon so as to permit the drawee bank to debit the draweeââ¬â¢s account. But this is not applicable to cheques payable to order. In the case of payable to order cheques, effect of an unauthorised or an absence of endorsement or forged endorsement shall have to be looked into under the circumstances of forged endorsements. One of the ways to prevent forged endorsement or loss due to stolen cheques is to use crossed cheques or cheques payable in account. Cheques crossing are available under the BEA, UK. The crossed cheques requires to deposit the cheques into account rather than payable to bearer does not reallocate the cheques theft losses but it minimizes the loss and thus benefits the party on whom the loss falls. Further the losses arose due to stolen cheques or loss cheques payable to bearer fall on the dispossessed owner under BEA. Thus under BEA , reallocation of loss away from dispossessed owner may not be successful in case of crossed cheques payable to bearer as the onerous shifted to bank for its negligence. If a bank has acted in good faith and it is protected under BEA for the payment made to open cheques to bearer. à In the case of crossed cheques, if the bank seeks protection, it should have acted without negligence and in good faith. Under BEA, if forged endorsement losses fall on the taker from the forger who is naturally a bank. Further, the cheques payable to the order under the BEA, loss reduction thus seems to be mainly advantageous to the collecting bank. Further the collecting bankers of the crossed cheques are protected under the BEA over forged endorsements as long as they acted in good faith and without negligence. Further under BEA, the drawee bank is protected and this shifts the reallocation of forged endorsement losses to the first innocent party prior to the collecting bank. à Where the one who grabbed the payment through a bank account was the conman, such innocent party is construed to be dispossessed owner. Thus the crossing has reassigned the loss to the dispossessed owner, thus excluding the collecting bank that took the cheque from the conman. Thus under BEA, protection is available to banking channel had they acted in good faith and without negligence even in case of crossed cheques .If an open or crossed stolen cheque has been collected by or paid to the conman , the loss is assigned to the dispossessed owner .Under UK laws , where a cheque is payable to order is collected or paid over a forged endorsement for or to a non-bank situated in the chain of title subsequent to the conman, loss is assigned to the non-bank from that of the conman. This is apart from of whether the cheque was collected for or paid to the innocent taker from the conman or someone obtaining title from the conman despite of crossing.à Where the cheque is crossed and it has to be paid into a bank account and then only it can be encashed as it will be convenient for the dispossessed owner to trace that person and assign the loss to him. Thus the crossing of cheque becomes more helpful to the true owner. However thus the innocent endorser has to bear the loss as the benefit is not in the reallocation of losses. The best example of the above is the Nigerian gangsters operating in UK and taking the gullible students who are in the poverty to carry out cheque fraud worth à £ 50 million a year. These Nigerians conman recruit poor students with promises of good cash reward for just providing the conman with their bank account particulars. By using stolen corporate cheque books, they then deposit huge amount of British pounds through the accounts. No sooner the account is credited with the collection amount from the fraudulent cheques, the account will be emptied before the firm or bank realizes what has happened. The major lionââ¬â¢s share goes to the conman and only a very meager amount goes to the innocent, poor student who has provided the bank account number to the conman. When the fraud comes to light due to alerting by the bank to the police, it is the poor, innocent student who will become the scapegoat. The conman mainly selects the students from Camden in North London where thousands of students from the capitalââ¬â¢s universities congregate. Conman liberally offer them up to à £ 5000 for doing nothing. Then the conman approaches an insider who is working in the royal mail and induces them to steal a companyââ¬â¢s cheque book. Then the conman visits the company office to collect the directorââ¬â¢s signature from the dustbin and thus they scrupulously copy the same in writing the bogus cheques.à Thus the conman had a fortune by sharing a lionââ¬â¢s share in the booty leaving the innocent, poor account holder to face police and possible fraud investigation.[i] Banks and building societyââ¬â¢s in UK from September 2006 onwards is not to accept the cheques that are issued in favour of the banks itself in a move to avoid frauds. Bank is to insist to issue the cheques payable to an individual or to include the individualââ¬â¢s name on the payee line after the name of the institution. This strategy is mainly designed to ensure that the money lands in the right account and to bring to an end to cheque fraud which reached to a height of à £46.2 million in 2004 which includes counterfeit and stolen cheques. This modification is being launched following a case in which an independent financial advisor informed his clients to draw cheques out to the financial institutions where the money was going to be invested. He then paid them in to his own account, rather than the customers account.[ii] Under the BEA , there is a provision with a bill containing words prohibiting transfer or indicating an intension that it should not be transferable and these instruments is termed as ââ¬Ë not negotiableââ¬â¢. As such these instruments can not be negotiated by the payee to another holder. In UK, an account payee or a/c payee and with or without the words only can be encashed only by the account holder and thus it can not be encashed other wise than by an endorsement. Further, under the BEA, the consequence of an unauthorised or forged assignment is similar to that of forged endorsement as both do not convey title. Under BEA, in there is no acceptance, the drawee can not be held liable on the instrument and it does not exclude in tort or in receipt of money provided elements of such liability are present. If the drawer has given sufficient notice well in advance informing the drawee about the forged endorsement and the remedy available to the drawer against drawee for the forged endorsement is under contract and this arises regardless of any particular provision of the BEA. Further under BEA , no remedies is specified for the misappropriation under forged endorsement but the injured can avail the common law remedies for the embezzlement of property in chattels generally rather than stipulating specific recourse to the true owner of misappropriated cheques. Further the loss of cheque does not forfeit the action on it under the BEA. Under BEA, no title is passed on under the forged endorsements and one who derives the title under forged endorsement can not enforce payments against a prior party to the forgery. Further no payment is made under due course so as to discharge the cheque and to preclude draweeââ¬â¢s liability against the drawer. Thus the original owner from whom the cheque was stolen and forged inherits the right to and on the cheque and he has a right to sue for the wrongful interference with his rights. Further under BEA, an endorser is barred from refuting the authenticity and promptness of all previous endorsements and at the time of endorsement, he had a good title and this denial will be advantageous for the holder in due course later. Further under BEA, the drawee bank can base its reliance on laws governing mistake and restitution for the payment made over a forged endorsement. Further, under BEA provisions, true owner may recover on the lost cheque from any party prior to the falsification till up to the drawer. Under BEA, cheques payable to fictitious or non existing persons is deemed to payable to the bearer. A collecting bank can not be held responsible for payment made to a thief if it is drawn on fictitious name and if they have acted in good faith which absolves the collecting from its liability. In Fok Cheong Shing Investments v. Bank of Nova Scotia, the president of the drawer who turned to be the authorised signatory of the company issued a cheque to a real person with an intention for misappropriation. The loss was allocated to the drawer under the fictious payee provision. Thus the drawee bank is being protected under the BEA if it has paid a cheque over forged endorsement in the ordinary course of business under good faith. Thus the statutory protection is extended to the collecting bank which collects in good faith and without negligence a cheque bearing a forged endorsement. S 60 of the BEA does not warrant that drawee bank should act with out negligence. However one may assume that a bank has to act without negligence in the ordinary course of business. The UK Review Committee on Banking Services Law and Practice considered provisions ss.60, 80 and s.1 of the Cheques Act 1957. The committed recommended to combine these provisions under single enactment so that statutory protection may be extended to a paying bank acting in ââ¬â¢good faithââ¬â¢ and without negligence. Both the s 82 and s.1 of the Bills of exchange (crossed cheques) Act were repealed by the Cheques Act 1957 in UK which mainly extended the protection to open cheques and other payments documents. In UK, the drawee is primarily liable to payment, the endorser is liable secondly and the drawer is the ultimately liable to payment upon dishonor. Not withstanding this, the drawer and the endorser may sign without recourse. The United Nations Convention on international Bills of exchange and International Bills of Exchange and International promissory notes , 1988( UNCITRAL Convention) specifies that the drawer may exclude his own liability for acceptance or deferment by an express stipulation in the Bill. Such stipulation will hold of use only where another party is or becomes liable on the bill. PROTECTION AVAILABLE TO PAYING BANK: Section 24 of the BEA states that a forged signature is no signature. In Brown v Westminster Bank (1964), the estoppel caused from the misleading facts from the client. In this case , the bank has reminded a old lady , the customer against the veracity of the signature as her signature was forged more than in 300 cheques and in turn she certified that the signature was her own.à When the bank was sued by her son later, it was held that bank was not liable and they were estopped from denying the genuineness of the cheques. In Tai Cotton Mills Ltd v Liu Chong Hing bank (1985), it was held in this case that a customer of a bank needs to check his bank statement to keep on watch that the forged cheques were processed. The bankââ¬â¢s express condition to the contrary in the contract with customer can absolve the banks from the wrongful debit. Like wise if a bank pays a cheque in breach of a mandate by oversight, it has the right of subrogation and the bank has the right to take the possession of a title or good that it effectively paid for. PROTECTION IN THE CASE OF CONVERSION: It is not necessary for the bank to check every endorsement on the cheque and it would be time consuming and onerous to do so. So as to assuage the liability of banks, BEA (1882) and the Cheques Act (1959) offer defense for the paying bank. Bank of Ireland v Hollicourt (Contracts) limited (2000) EWCA Cir 263. A suit was filed against a bank which continued to pay on cheques against the companyââ¬â¢s bank account even after filing of a petition for bankruptcy. It was held that the bank had acted as an agent and didnââ¬â¢t have any beneficial interest and the legislation made the disposition void but that did not operate the way claimed. Roger Smith and Christopher Trimothy Esmond Hayward and Lloyds Bank TSB; Harvey Jones Ltd and Woolwich Plc (2000). Where a cheque has been misused falsely to change the name of the payee, then the piece of paper can not be termed as a cheque and an action for alteration against the collecting or paying bank will stand only as the nominal value of the paper and not as to the face value. As the material alteration was carried out with out assent of any one but the fraudster and under the bill is avoided save against a party consenting or making to the alteration. PRECAUTIONS TO BE OBSERVED WHILE WRITING A CHEQUE: Write clearly the name of person in whose favour your are writing a cheque with additional information like Dr, Er, his shop name or company name etc. From September 2006 on wards whenever you issue a cheque to UK building society or to a bank, add additional information other than the name of the bank or society like account no, bank branch name etc. To prevent fraudsters to add words in the empty blank space available in the written cheque, it is always better to draw a line through unused spaces. Donââ¬â¢t pre sign blank cheques and also try to fill all the details like full name, amount in figures and words and donââ¬â¢t issue undated cheques. Always issue ââ¬Ëaccount payee only ââ¬Ëcrossed chequesââ¬â¢ to avoid any frauds. CREDIT CARD CHEQUES: These cheques have been issued as an additional facility on credit card accounts for the last 10 years in UK. These are similar to the normal bank account cheques and can be deployed for the same purpose. During 2004 , about 3.4m credit cheques have been issued which constitute a very little percentage (2%) as opposed to overall number of credit card in operation which totaled to 1.727 billion in the UK according to APACS , the UK payment association. The credit card cheques are likely to bounce in most of the cases if credit limit has been crossed. These credit card cheques are utilised for high value transactions ranging from à £ 850 as against à £ 58 for a UK credit card purchases and à £ 120 for payment of a personal cheque. In credit card cheques, the customer need not ask for the cheques from the credit card issuer but they are issued at the discretion of the card provider and there are different terms and conditions applicable to transaction done through credit cards cheques as compared with a credit card and this is being unaware by the most of the customers. One of the disadvantages is the fraud that is prevalent in the credit card cheques as the most of the issuer are forwarding it to their customers on discretionary basis. These credit card cheques are vulnerable to fraudulent activities as most of the customers do not aware that credit card cheques have been dispatched to them. In the case of these credit card frauds, lender has to bear the losses rather than customer. CREDIT CARD FRAUDS: Credit and debit card frauds cost à £ 400 m during 2004 and devise deployed by the fraudsters have become sophisticated.One of the remedy is to insure against the ID theft. Some insurance company offer it as free adds on with home insurance policy. One of the protection for the prevention of credit card fraudsà is the introduction of new industry standard namely ââ¬ËChip and Pinâ⬠which required implanting a microchip inside the credit and debit card and mandates that consumers key in a secrete four-digit personal identification number to complete a transaction using the card. As the result the consumers deceived by the fraudsters are on the decrease in UK. [i] Dan Evans, ââ¬Å"Gangââ¬â¢s Pounds 50m stolen cheque racket ââ¬Ë, Sunday Mirror, Jan, 12, 2003. [ii] ââ¬Å"Banks put checks on Cheques in new bid to beat pounds 46 million fraud, The Birmingham post, December 8, 2005, page 24. Check Your Balance before the Match. The News Letter (Belfast, Northern Ireland) : 11 Cheques in the Post-Mortem. The Birmingham Post (England) 21 Jan. 2006: 27. Cheques to Be Stubbed Out. After 350 YEARS; Signed and Sealed. The Mirror (London, England) 10 Nov. 2004: 1. Fraud Bill Shock. Evening Gazette (Middlesbrough, England) 31 Jan. 2006: 2. Ghost Workers Help Fraud to Soar. Western Mail (Cardiff, Wales) 2 Feb. 2005: 6. King of the Cons. The Mirror (London, England) 11 Jan. 2005: 10. Postman Given Asylum Plundered [Pounds Sterling] 20million. The Daily Mail (London, England) 21 Dec. 2005: 17. Store Bans Slowcoach Cheques to Speed Checkouts. Western Mail (Cardiff, Wales) 3 Apr. 2006: 4. Sally Ramage Dabydeen, ââ¬Å"Legal and Regulatory Frame work ââ¬Å"iUniverse, 2004.
Comparison Of Online And Traditional Learning English Language Essay
Comparison Of Online And Traditional Learning English Language Essay Over the past decade, researchers have demonstrated that technology can be a useful and effective tool to administer education. Although, nothing can take the place of the teacher in terms of developing students education, online education is making their way into classrooms and homes now. The teachers are not the only ones who can open the door to education for students whereas the computer plays an additional role in helping students education technologically as a useful tool. Although you cant get the direct interaction; online learning provides convenient learning. (Shoeman-Jones 2009) With the economic conditions changing people are opting to go online. More people are working and going to school which will make them competitive and give the working man options about his education. However, online learning can be effective for students if its used wisely. The main focus of online is convenience but it can also be an alternative to get outside beyond the walls and connect to soci ety rather than sitting in a classroom. Computers are used for just about everything but can it really replace the classroom? In fact, education and technology, if we understand it in its broadest sense, is changing everyday in every way. Therefore students have several different options that can best suit their needs. Researchers agree that Technology is so advanced and sophisticated but can it really take the place of the teacher who can motivate, organize and manage the whole class by creating the pleasant aura of active teaching and learning process, but many have drawn quite different conclusions in addressing the following questions: 1. What are the advantages of a classroom setting? Classroom Vs Online 3 2. What are the disadvantages of a classroom setting? 3. Can Online Education be just as effective as the classroom? 4. What are the implications of Online Learning? This review of Teacher Vs Online focuses on these four questions. What are the Advantages of a Classroom Setting? In an influential article, Neobrain, Wright, and Cleaver (2009) argued that everyone need a person who can both understand their needs, their weak points and strong points and also know the most effective and suitable methods for the students to make them realize themselves what they are going to do is right or wrong. For the students in the classroom, computers are amazingly useful machines that, in almost no time, can perform sophisticated operations and solve difficult questions, which even the teacher, let alone students, cannot do. With that said the teacher can know who is following his teaching and who is not and give relevant examples during his teaching to keep the class interested in the subject he is explaining. Another advantage of classroom learning is that the teacher can give students the real essence of education by nourishing students hearts and opening students minds during the classroom teaching. Also, students have the advantage of having face-to-face interaction with the teacher which enhances their classroom experience. (Wonacott 2002) Teachers feel that they can assess their students better through weekly interaction in the classroom. In classrooms with a smaller teacher-to-student ratio, students can even get more direct assistance. Because there is real time interaction and students and their instructor speak instead of typing, more ground can be covered in less time. An instructor or student can point to a page in their text. The instructor can write Classroom Vs Online 4 information down on a white board. Students can discuss information with each other, and because they are speaking in person, there is less chance that one of them will be misunderstood. One thing that is affected by the Online Learning is the social interaction. (Anderson 2007) Social Interaction is important because traditional classroom teaching also provides students with the opportunity to have real social interaction with one another. This interaction in turn allows for the students to help one another in terms of academics or in terms of personal issues. Good learningis collaborative and social, not competitive and isolated (Fulford, 6). When students sit in chairs next to each other they learn from each others mistakes and learn social interaction skills. Also, traditional schools offer sports, recreation, student clubs and organizations, and other activities that allow you to form friendships and social networks. Good social interaction is a key part of living well. Study after study shows that good friendships, family relationships and health as the most important things to have in order to be happy and fulfilled. In this sense, again the computers performa nce is nothing compared to the traditional classroom. What are the Disadvantages of a classroom setting? In a traditional classroom environment, there are usually anywhere from twenty to thirty children and one teacher. In some cases, that teacher might have a teachers aid or an assistant teacher. This is where the disadvantage starts- it is simply impossible for one person to give each student the one-on-one attention or instruction that may be required. In a classroom of twenty to thirty students, there are going to be several students with differing learning styles and academic strengths and weaknesses. (Alavi Gallupe 2003) Classroom Vs Online 5 Which brings to light the next disadvantage of a traditional classroom. In a traditional classroom environment, its not uncommon for students to become bored or frustrated. Some students learn better by visual means, others will learn better with auditory means, and still others are going to learn better with a hands-on approach. It is virtually impossible for a single teacher to accommodate all methods of learning when he or she is responsible for teaching a large number of students. Thus, children who do not fall into the traditional learning method category are far more likely to fall through the cracks, become bored or discouraged, or to display behavior problems in the classroom. (Shoeman-Jones 2009) The traditional classroom environment works well for a large number of students, but there are many others who simply have difficulty learning in this environment, have difficulty interacting with peers, or who require more one-on-one attention and time to grasp certain concepts. In traditional classrooms, lecture is the main form of learning. One characteristic of traditional learning is: The student is forced to be in the same time day in and day out. With the economic changes we are facing in todays age and tuition cost rising, students are working. The career fields are more competitive and people are not alone seeking employees with an education but also experience. So with that said, students are seeking alternative options for acquiring an education so they can remain competitive in todays job market. Sitting in a classroom is not an ideal setting for some students. Being able to pace and not have strict time constraints on assignments can be beneficial. Some students have odd working hours and dont have the time to get to class on time and that can cause stress mentally and physically. Also, students have Classroom Vs Online 6 finally found themselves able to help themselves and get self-educated even long after finishing the class. (Shoeman-Jones 2009) Perhaps this may be the most significant fact that makes the difference between the teacher and the machine. You can cover more material and ground at your own pace and complete the class early. On the other hand, Classroom learning does have its disadvantage especially competing with convenience. Can online education be just as effective as the classroom? With so many advancements with the internet you have many options for online learning. From websites that exists to help elementary students prepare for statewide tests, to middle and high schools having the opportunity to take classes online and complete make up work. The internet has certainly made learning convenient and a much simpler process. Giving students flexibility in learning may push someone that may otherwise decide not to finish high school or even enroll in college into completing to a different decision. Also most students work either full or part time therefore having the option to take classes online is a great advantage for them. Education is now one of the many opportunities available for consumers on the Internet. The online student population is expanding by 30 percent a year, with over 75 percent of traditional colleges and universities getting into the market, according to experts. With the Internet, distance degrees have become a viable and valuable option fo r the individual who may not be able to enroll full-time in a traditional brick-and-mortar institution. (Neal) What is online education? Who can take online classes? Is an online degree the same as a degree from a college that you take on campus? These are some questions that you may want to know the answers to before deciding to enroll in online classes. According to, www.blackboard.com online education can be Classroom Vs Online 7 defined as an approach to teaching and learning that utilizes Internet technologies to communicate and collaborate in an educational context. This includes technology that supplements traditional classroom training with web-based components and learning environments where the educational process is experienced online. Anyone with access to the internet can take classes online. Whether you obtained your degree online or on a campus your degree is treated the same as long as the institution is accredited. Colleges offering online or blended classes have online learning tools that you take your classes at and participate in discussions. At Florida State Community College they use a platform called Blackboard. On Blackboard you can also view your grades and email other classmates, teachers also use this site to post messages to the students. You can also take exams and quizzes on blackboard. Unless there is scheduled maintenance Blackboard is accessible twenty-four hours per day, seven d ays per week. This is convenient for the students, and makes life much easier. Since September 11, 2001, the number of overseas inquires about online learning has jumped 40 percent. (Neal) There are many advantages and disadvantages that students take into consideration before enrolling in online classes. One of the best advantages to online classes is flexibility. Online classes do not require you to commute. In some cases, students travel from more than one campus. Most students like that they can make their own schedule, choosing to take your classes during the day or even in the middle of the night. When taking online classes you dont have to sacrifice a lot of your free time, especially when you can do work any time day or night. Classroom Vs Online 8 Students really dont have to leave the comfort of their own home, not to mention time saved on traveling to class and the amount of money saved on gas. You dont have to worry about what youre going to wear to school. Some students dread participating in class, they may not be scared to speak to others but sometimes having all eyes on you may make your uncomfortable. Participating with online discussion gives you a voice that may have otherwise have never been heard. Moving away from shyness and also giving you a better participation grade. If youre not a good note taker, dont worry, most of the lectures are already written out for you and you can go back and look at it anytime that you would like. If you have small children you can care for them and take your classes without having to send them off to daycare. Weve seen the commercials on television all the time, mostly of students in their pajamas and imagine that it could be us. Not having to go into a classroom and listen to a lon g lecture that you may think is so boring can otherwise be seen online and you dont have to worry about dosing off. Some students may have otherwise recorded the lectures in order to listen to again at a later time, now they can go back to it on the schools learning tool. Being able to complete assignments at home without any distractions from other classmates is also an advantage, especially for those who have a short attention span. Another advantage of online learning is the accessibility of learning materials. No matter your program of study you will more than likely able to find classes pertaining to your degree. Being able to control the timeframe in which you obtain your degree is another advantage, most colleges offer accelerated degree programs. Even though you may be earning your degree faster than most does not mean the task will not be difficult, you have to be dedicated in obtaining your degree or you may fail. You can also work on more the one degree Classroom Vs Online 9 program at a time. Make sure that you have a laptop so that anytime you have free time you can pick it up and get to work. Another advantage is that in some online classes most tests and quizzes are given online giving you the opportunity to use your textbooks. Even if the tests are timed you are more likely to score higher if you have the information in front of you to pass the test or quiz. If you have good time management skills and do not find yourself procrastinating often then online learning may be a good option for you. What are the disadvantages of Online Learning? There are many disadvantages as well to online learning. One disadvantage that students complain about is face to face interaction with other students and the teachers. One of the most common disadvantages that students have is the lack of supervision which leads to procrastination. Some students need constant motivation from teachers and students in order to succeed, so if you are not able to work on your own you shouldnt consider online classes. Even though you can wake up in the middle of the night to complete a paper at the last minute you find yourself doing it more often due to the lack of supervision. Usually students with poor study habits fail at online learning. Self-Pace is a lot of hard work and dedication. Usually online classes require you to read more and complete more assignments versus traditional classroom whereas you would take notes. Another disadvantage is that most online classes usually cost more than the classes taken on campus. With the rising cost of tuition and books, online fees are not far behind and doubling every year. Be sure to check with your college of choice when making this decision. Even though you may be saving with travel expenses you need to make sure that you are not paying so much more for your classes that saving on the traveling is not a Classroom Vs Online 10 big difference. If youre only reason to take online classes is to save money on traveling you may want to check on the cost of your online course first before making your decision. You also have to be very computer savvy or succeeding with an online course will be nearly impossible for students. With most online courses you are on the internet most of the time so you may want to make sure you are very familiar with the internet before starting an online class. To develop your computer skills to take online classes, you can take a computer course on most college campuses, and this should be done before signing up for online classes if you think you need better computer skills. Some online credits may also not be transferable so you may want to make sure that you check with your advisor before trying to transfer any credits. Not every school in the nation has migrated to virtual world completely. Make sure that you also that you find a fully accredited program. Conclusion Taking the advantages and disadvantages into consideration will make your decision easier when considering your education. Whatever path you decide to go be sure to weigh all of your options, and do what is best for you and not what others may think is best for you. We all have different learning styles so what may be the best option for me may not be the best option for you. Many have earned their degrees online or through blended classes and their degrees is just as good as the person who earned it in a traditional classroom environment. Just be very careful in choosing am program that is accredited or the classes youve taken could not only be a waste of time but also money. When it comes to education, there simply is no one size fits all answer. The teacher has got a unique human brain that can perform teaching in a way that the Classroom Vs Online 11 computer, a mere artificial brain, cannot do. Well when it comes down to it, traditional classroom will always win, you cannot put value on the long time study of a profession thats proven to be effective but if youre willing to step outside box consider taking at least one class online, just to see if its right for you. Remember you have to fail sometimes in order to succeed. Classroom Vs Online 12
Wednesday, October 2, 2019
The Media: Does It Shape Societies View on Femininity? :: essays research papers
The Media: Does It Shape Society's View of Femininity? The question answers itself. Yes, the media definitely influences today's society via messages through the television, radio, magazines, and billboards. It seems that in today's day and age to even be ââ¬Å"noticedâ⬠as a woman one must be tall, skinny, blonde, and countless other things that the ââ¬Å"average womanâ⬠could only hope for. Today, if one is not comfortable with who or what they are, they may encounter many dilemmas. I found three convincing reasons to support my claim: the rise of eating disorders throughout history, percentages and statistics, and my own personal experience. The Rise of Eating Disorders Throughout History As far back as the 18th century, women began dieting. They submitted themselves to food deprivation, enemas, and purging. In order to achieve that ââ¬Å"hourglassâ⬠figure, some women went as far as having their lower ribs surgically removed.(Collins 199) In the 1940s and '50s, full figure females were popularized by movie stars like Ava Gardner, Jane Russell, and Marlyn Monroe, but they were, however, short lived. With the introduction of Playboyà ®, Vogueà ®, and Cosmopolitanà ®, eating disorders have quickly taken over our society. The great majority of American women are culturally conditioned to strive for a slender figure. Advertising, television, films, and the fashion industry relentlessly drive home the message, and women who don't ââ¬Å" naturallyâ⬠fit the mold often respond by dieting or even surgery. Percentages and Statistics According to the National Eating Disorders Association, ââ¬Å" Media images that help to create a cultural definition of beauty and attractiveness are often acknowledged as being among those factors contributing to the rise of eating disordersâ⬠(165). Media messages screaming ââ¬Å"thin is inâ⬠may not cause eating disorders but help to create a context in which people learn to put a value on their body. The media's power over our development of self-esteem and body image can be incredibly strong. According to a recent survey of adolescent girls, the media is their main source on women's health issues ( Common Wealth Fund 348) , and researchers estimate that 60% of middle school girls read at least one fashion magazine regularly (Levine 1997). Another study of mass media magazines discovered that Women's magazines had 10.5 times more advertisements and articles promoting weight loss than men's magazines did (ctd. in Guillen & Barr 465). There was a study of 4,294 network television commercials which revealed that one out of every 3.8 commercials send some sort of ââ¬Å"attractivenessâ⬠message, telling
Tuesday, October 1, 2019
The Crucible by Arthur Miller Essay -- Arthur Miller Crucible Essays
The Crucible by Arthur Miller John Proctor says, I'll tell you what's walking Salem, vengeance is walking Salem. Discuss the real evil in Salem, who contributed to it and their motives who do you blame the most? John Proctor says, "I'll tell you what's walking Salem, vengeance is walking Salem." Discuss the real evil in Salem, who contributed to it and their motives who do you blame the most? Before I begin to tell you my opinion on who was to blame, and my reasoning for saying so, I will give you a brief insight into the real point of Arthur Miller's play, The Crucible. Arthur Miller first produced his play in 1953, in the middle of the McCarthy political 'witch-hunt', although the story had applied for playwright for many years prior to this. This meant that the play was seen as a political parable - it represented the goings on in actual political life. Since 1938, an organisation had existed in America called the House Un-American Activities Committee with the right to investigate any movement, or anyone who seemed to put at risk America's safety. The chairman of this was Senator Joseph McCarthy. Under his rule, the committee became paranoid in its search for people who sympathised with communists. Almost any criticism of the government or its instructions was seen, in the eyes of McCarthy, as an admission of devotion or loyalty to communism beliefs. Witnesses were made to appear in court and answer charges that they were sympathisers of communist followers, and made to name others that they saw at these meetings which took place as long as twenty years ago. Liberal writers, film directors and actors all appeared before the committee and, as a result, many of them found it hard to fin... ... tries to convince all the others that Mary just acting out of fear but he fails, and John Proctor is accused of witchcraft. In the last scene in the whole play, when Proctor is to be hanged, Danforth makes him sign a written copy of his confession so that he can hang it on the church door. Proctor signs it, but then refuses to have his name hung on the church that he built, with so many people feeling disgust with him. Also, seeing the others that are to hang influences his confession as he feels guilt for letting the others die by not submitting to lies. He pleads with Danforth to leave things as they were, saying his confession by mouth was enough, but Danforth will not accept anything unless it be written and signed. Danforth is heartless in doing this, as he knows the confession is not necessary, for he has not taken a confession from anyone else.
Digital Fortress Chapter 26
Sitting on the bench across from the public clinic, Becker wondered what he was supposed to do now. His calls to the escort agencies had turned up nothing. The commander, uneasy about communication over unsecured public phones, had asked David not to call again until he had the ring. Becker considered going to the local police for help-maybe they had a record of a red-headed hooker-but Strathmore had given strict orders about that too. You are invisible. No one is to know this ring exists. Becker wondered if he was supposed to wander the drugged-out district of Triana in search of this mystery woman. Or maybe he was supposed to check all the restaurants for an obese German. Everything seemed like a waste of time. Strathmore's words kept coming back: It's a matter of national securityâ⬠¦ you must find that ring. A voice in the back of Becker's head told him he'd missed something-something crucial-but for the life of him, he couldn't think what it would be. I'm a teacher, not a damned secret agent! He was beginning to wonder why Strathmore hadn't sent a professional. Becker stood up and walked aimlessly down Calle Delicias pondering his options. The cobblestone sidewalk blurred beneath his gaze. Night was falling fast. Dewdrop. There was something about that absurd name that nagged at the back of his mind. Dewdrop. The slick voice of Senor Roldan at Escortes Belen was on endless loop in his head. ââ¬Å"We only have two redheadsâ⬠¦ Two redheads, Inmaculada and Rocioâ⬠¦ Rocioâ⬠¦ Rocioâ⬠¦Ã¢â¬ Becker stopped short. He suddenly knew. And I call myself a language specialist? He couldn't believe he'd missed it. Rocio was one of the most popular girl's names in Spain. It carried all the right implications for a young Catholic girl-purity, virginity, natural beauty. The connotations of purity all stemmed from the name's literal meaning-Drop of Dew! The old Canadian's voice rang in Becker's ears. Dewdrop. Rocio had translated her name to the only language she and her client had in common-English. Excited, Becker hurried off to find a phone. Across the street, a man in wire-rim glasses followed just out of sight.
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